Connect your M-Pesa history, bank statements, and receipts into one clear picture of where you stand - and where you're headed.
Income
KSh 0
↑ 12% vs last
Expenses
-KSh 0
↓ 8% vs last
Savings
KSh 0
↑ 45% rate
Within Budget
The problem
M-Pesa. Equity. KCB. SACCO. Cash. No single view of what you actually have.
The KES 200 here, KES 450 there. It adds up to thousands you can't account for.
You discover you overspent on rent week when the month is already gone.
The solution
KES 135,000
↑ 8% from last month
KES 74,100
↓ 6% from last month
Insight: You saved 45% this month, above your 3-month average of 34%.
6-Month Trend
I spent the most on...
What Akiba does
Built around M-Pesa, SACCOs, HELB, and the way money actually moves in Kenya.
Take a photo of your Naivas, Carrefour, or Java receipt. Akiba extracts every line item and categorizes it automatically.
ML-powered OCR
Drop in your M-Pesa statement, bank CSV, or our Excel template. Akiba merges and deduplicates intelligently.
Smart deduplication
Uber is always Transport. Netflix is always Entertainment. The more you use Akiba, the more accurate it gets.
Learns your habits
Set a monthly budget. Akiba tracks it against your recurring commitments and flags you before you overspend.
Pre-committed expenses
ML-powered expense predictions show where you're headed before the month starts. Adjust before it's too late.
Prophet time-series model
HELB, SACCO loans, bank loans. See payoff timelines, monthly commitments, and your real net worth.
Net worth tracking
01
Drop in your M-Pesa statement or Excel spreadsheet. Akiba imports and processes everything.
02
ML automatically assigns categories. Review and correct anything - it learns from your corrections.
03
Trends, predictions, budget tracking, and insights. Updated every time you add a transaction.
Average user saves
23%
more in their first 3 months
KES 12,400
avg monthly savings found
6 min
to set up
100%
private - your data stays yours
Projected based on your saving patterns. Individual results vary.
No bank integrations required. Just upload what you have and begin.
Get started →No credit card. No bank connection.